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What Should You Do First After Hurricane Damage to Your Home?

Last updated October 26, 2026

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The short answer

Safety First

Your safety comes before everything. After a hurricane, check for visible hazards like downed power lines, gas leaks, or sagging ceilings. If the home feels unstable, get everyone out and wait for a professional assessment. Do not enter flooded areas or wade into standing water, as it may be electrified or contaminated.

Wear sturdy boots, gloves, and a mask if you go inside. Watch for sharp debris, nails, and broken glass. If you smell gas or hear a hissing sound, leave immediately and call the utility company from a safe distance. See a doctor if you feel unwell from fumes or stress.

Stop the Water

Once you are safe, find your main water shutoff valve and turn it off. This stops additional water from entering your home and reduces further damage. If you live in a hurricane-prone area, keep the valve location written down for future storms. Turning off the electricity at the breaker panel is also wise, but only if the panel is dry and you can reach it without standing in water.

If you cannot safely access the shutoff or breaker, leave them alone and wait for a professional. A plumber or electrician can handle these steps. Do not attempt repairs while water is still flowing or if the area is damp.

Document Everything

Take clear photos and videos of all damage before you move anything or start cleaning. Capture wide shots of each room and close-ups of specific issues like cracked walls, soaked carpets, or water stains. Write down the date and time of the storm, the extent of the flooding, and any items that were ruined. This documentation is critical for your insurance claim.

Make a list of damaged belongings, including their approximate age and value. Keep receipts for any supplies you buy for temporary repairs. Your insurance company will need this information to process your claim. Policies vary, and your insurer decides what is covered.

  • Take photos from multiple angles
  • Record video walkthroughs of every room
  • Note the water level and where it reached
  • List damaged items with their condition
  • Keep all receipts for emergency supplies

Temporary Protection

After documenting, do what you can to prevent further damage. Cover broken windows with plywood or heavy plastic, and place a tarp over roof holes. Move furniture and valuables to a dry area if possible. This is temporary protection, not a full repair, but it helps stop additional water intrusion and mold growth.

Do not throw away damaged items until your insurance adjuster has seen them. If you must remove wet carpet or furniture for safety reasons, cut a small sample and keep it as evidence. Ventilate the home by opening windows and doors when the weather allows, but avoid running fans if the power is not yet safe.

Get Professional Help

For significant water damage, call local water damage pros for an inspection and assessment. They can identify hidden moisture, structural issues, and mold risks. Their work usually involves drying, cleaning, and repairing, but the exact steps depend on the extent of the damage. Do not attempt major structural repairs yourself.

Contact your insurance company early to report the damage and ask about next steps. They may require a specific inspection before you proceed with cleanup. Also, consider a mold professional if you see visible mold or smell a musty odor. Acting quickly is important, but do not rush into permanent repairs before the pros evaluate the situation.

  • Schedule a water damage inspection
  • Request a water damage assessment
  • Ask about water damage cleanup services
  • Inquire about structural repairs after damage
  • Check with your insurance company first

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Every hour counts once water gets into floors and walls. One call starts the response.

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Frequently asked questions

How soon should I start cleaning up after a hurricane?

Start as soon as it is safe to enter your home, but do not rush into permanent repairs. Document everything first. Then focus on temporary protection like tarping and removing standing water. The sooner you dry out wet materials, the less chance of mold growth.

Should I throw away water-damaged furniture?

Do not throw away anything until your insurance adjuster has seen it. If you must remove it for safety, take photos and keep a sample. Some furniture can be restored, but porous items like mattresses and upholstered sofas may be beyond saving. The pros can advise you.

Can I clean mold myself after a hurricane?

Small areas of mold on hard surfaces can be cleaned with soap and water. For larger areas or if you have health concerns, see a doctor and hire a mold professional. Mold can spread quickly in humid conditions, so act fast but protect yourself with gloves and a mask.

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