What Does Hail Damage Look Like on Asphalt Shingles?
Last updated October 26, 2026
The short answer
Signs of Hail Impact
Look for circular, dark areas on the shingle surface. These are granule loss spots caused by hail impacts. The exposed asphalt looks darker than the surrounding granules, and you may find granules collecting in gutters or on the ground below.
Hail can also create cracks that start at the impact point and spread outward. Sometimes the shingle feels soft or spongy when pressed. Check for split or torn shingles, especially along the edges or where the shingle is most exposed.
Dark, bruise-like spots on shingles
Granules in gutters or on the ground
Cracks radiating from impact points
Shingles that feel soft or spongy
Split or torn shingle edges
Why Granule Loss Matters
Granules protect the asphalt from UV rays and add fire resistance. When hail knocks them off, the underlying asphalt is exposed and can deteriorate faster. Over time, this can lead to leaks in your roofing system.
If you see significant granule loss, water can seep under the shingles and into the underlayment. That moisture can travel into your attic and walls, causing water damage that is not always obvious from the outside. Catching it early helps you address the source before it spreads.
Exposed asphalt is vulnerable to sun damage
Granule loss reduces fire resistance
Water can penetrate and reach the underlayment
Moisture may enter attic and walls
Early detection prevents hidden damage
How to Inspect Your Roof Safely
You can inspect from the ground with binoculars to spot obvious signs. For a closer look, use a ladder only if you are comfortable and the roof is dry. Never walk on a roof that is wet, steep, or damaged, as it can be slippery and unstable.
Check for hail damage after any severe storm, but remember that hail size and wind direction matter. Smaller hail may cause little or no damage, while larger stones can create visible dents. If you are unsure, a professional can examine the roof without risking your safety.
Use binoculars from the ground first
Check after any storm with hail
Look for dents on vents, gutters, and AC units
Avoid walking on wet or damaged roofs
Call a pro if you cannot see clearly
What to Do If You Find Damage
If you spot hail damage, document it by taking clear photos from multiple angles. This helps your insurance company understand the extent of the issue. Keep any receipts for temporary repairs, like tarping, to show the costs.
Then, contact your insurance company to report the damage and ask about next steps. A professional inspection can provide a detailed report of what needs repair. Acting quickly can prevent further water intrusion and more extensive damage.
Take photos of all visible damage
Document temporary repair costs
Report the damage to your insurer
Schedule a professional inspection
Address repairs before the next storm
When to Call a Professional
Some hail damage is easy to miss, especially on dark or textured shingles. A professional can identify subtle signs like granule loss or hidden cracks. They can also check for damage to flashing, vents, and skylights, which are common hail targets.
If you live in Port St. Lucie, where severe storms can bring hail, a thorough inspection after a storm is wise. A pro can assess whether repairs are needed or if a full replacement is more practical. They can also spot early signs of water damage that might require attention.
Pros use specialized tools to detect hidden damage
They inspect flashing, vents, and skylights
They can advise on repair vs. replacement
They may find water damage in the attic
Early professional advice saves you money
Water damage does not wait
Phones are answered 24/7 for Port St. Lucie and nearby communities.
Call Now (772) 758-7923Frequently asked questions
Can hail damage cause leaks right away?
Sometimes, but not always. Large hail can crack or tear shingles immediately, leading to leaks. Smaller hail may only knock off granules, which weakens the shingle over time and can cause leaks later. Check your attic for water stains after a storm.
Will my insurance cover hail damage?
Policies vary, and your insurer decides what is covered. Most standard homeowners policies cover hail damage, but deductibles and exclusions apply. Review your policy documents and contact your insurance company to understand your coverage before filing a claim.
How long do I have to report hail damage?
Check your insurance policy for specific time limits, as they differ. Many policies require you to report damage within a year, but waiting can worsen the damage. Document the date of the storm and file your claim as soon as you notice any signs.
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